Share
Holding
The member cooperatives may invests in the shares capital of
FSCT to display their participation in the ownership of the
business with initial shareholding of one share value at 500
baht. The additional shares of at least 0.1 percent of the share
held by the cooperatives is acquired. The cooperative will get
a return on investment in terms of dividend paid from the annual
net profit of FSCT.
Deposits
It is the financial service provided to the member cooperatives
which decide to keep the deposits at the safe and stable institute
with suitable return. The main idea is to acquire the working
capital in the cooperatives system through FSCT. The member
cooperatives may choose the deposit terms to suit their financial
plans, whether fixed deposits of 3 months, 6 months or 12 months.
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Promissory Notes
In addition to the member cooperatives, all kind of cooperatives,
juristic persons and natural persons, may invest in the promissory
notes of FSCT according to their financial plan such as 3 months,
6 months, 1 year, 2 years, 3 years, 4 years and 5 years with
competitive return compared with the market interest rates.
Besides, FSCT is able to manage the liquidity to facilitate
the redemption on or before the due date.
Loans
FSCT has arranged the loans services with interest charged lower
than the other financial institutes to serve the member cooperatives
as follows:
- Short-term loans
To provide services to the cooperatives which
are in need of loans to maintain their liquidity in a short
run with the credit limit of 50 million baht and repayment term
of 12 months while the loans will be available throughout the
contract term.
-Long-term loans
To serve the cooperatives which are in need
of loans to extend to the member cooperatives or to carry on
the business of the cooperatives. The amount of loans is subject
to the financial position of the cooperatives and the amount
approved by the cooperators registrar. The repayment term :
within 72 months. |